Switzerland Mortgage Rates: Historical and Current Averages
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Quarterly average mortgage interest rates
| Q1 | Q2 | Q3 | Q4 | |
| 2026 | 1.45% | |||
| 2025 | 1.55% | 1.48% | 1.47% | 1.42% |
| 2024 | 2.16% | 2.18% | 1.94% | 1.64% |
| 2023 | 2.34% | 2.56% | 2.62% | 2.38% |
| 2022 | 1.20% | 1.49% | 1.79% | 2.03% |
| 2021 | 1.11% | 1.13% | 1.14% | 1.13% |
| 2020 | 1.13% | 1.12% | 1.14% | 1.11% |
| 2019 | 1.28% | 1.24% | 1.17% | 1.14% |
| 2018 | 1.36% | 1.39% | 1.39% | 1.36% |
| 2017 | 1.36% | 1.35% | 1.35% | 1.34% |
| 2016 | 1.44% | 1.41% | 1.39% | 1.39% |
| 2015 | 1.43% | 1.49% | 1.50% | 1.49% |
| 2014 | 1.74% | 1.64% | 1.61% | 1.55% |
| 2013 | 1.68% | 1.71% | 1.80% | 1.76% |
| 2012 | 1.72% | 1.68% | 1.66% | 1.63% |
| 2011 | 2.10% | 2.17% | 1.92% | 1.78% |
| 2010 | 2.27% | 2.21% | 2.13% | 2.10% |
| 2009 | 2.34% | 2.34% |
This table shows the average mortgage interest rates during a single quarter.
