Canada Mortgage Rates: Historical and Current Averages
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Quarterly average mortgage interest rates
| Q1 | Q2 | Q3 | Q4 | |
| 2026 | 3.79% | |||
| 2025 | 4.41% | 4.33% | 3.81% |
Quarterly averages since 2013 are part of the paid page.
This table shows the average mortgage interest rates during a single quarter.
