United Kingdom Mortgage Rates: Historical and Current Averages
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Quarterly average mortgage interest rates
| Q1 | Q2 | Q3 | Q4 | |
| 2026 | 4.59% | 5.23% | ||
| 2025 | 4.59% | 4.54% | 4.49% | 4.51% |
| 2024 | 4.74% | 4.84% | 4.84% | 4.61% |
| 2023 | 4.54% | 4.49% | 5.13% | 4.86% |
| 2022 | 2.36% | 2.86% | 3.83% | 5.18% |
| 2021 | 2.55% | 2.59% | 2.59% | 2.49% |
| 2020 | 2.39% | 2.41% | 2.34% | 2.50% |
| 2019 | 2.59% | 2.57% | 2.58% | 2.49% |
| 2018 | 2.71% | 2.76% | 2.71% | 2.68% |
| 2017 | 2.88% | 2.81% | 2.75% | 2.67% |
| 2016 | 3.22% | 3.12% | 2.98% | 2.84% |
| 2015 | 3.70% | 3.34% | 3.34% | 3.34% |
This table shows the average mortgage interest rates during a single quarter.
