Georgia Mortgage Rates: Historical and Current Averages
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Quarterly average mortgage interest rates
| Q1 | Q2 | Q3 | Q4 | |
| 2026 | 12.04% | |||
| 2025 | 13.19% | 13.03% | 12.91% | 12.32% |
| 2024 | 11.30% | 11.11% | 11.47% | 12.03% |
| 2023 | 12.68% | 12.37% | 11.62% | 11.36% |
| 2022 | 12.20% | 12.38% | 12.26% | 12.10% |
| 2021 | 10.68% | 11.27% | 12.03% | 12.16% |
| 2020 | 11.34% | 11.47% | 10.67% | 10.67% |
| 2019 | 10.38% | 8.42% | 8.69% | 10.60% |
| 2018 | 12.18% | 12.39% | 12.30% | 12.16% |
| 2017 | 10.60% | 11.41% | 11.64% | 11.81% |
| 2016 | 14.19% | 13.80% | 9.91% | 9.71% |
| 2015 | 14.21% |
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This table shows the average mortgage interest rates during a single quarter.
